Emergency road service may pay for towing of a disabled car to the nearest shop for repairs or for mechanical labor, up to one hour, at the place of breakdown.Rental reimbursement may help pay your rental car costs while your car is being repaired as a result of a covered claim. ![]() Our Coverage Calculator is your best friend when it comes to understanding the terms you need to know while comparing car insurance quotes. Personal injury protection may pay for your medical treatment, lost wages, or other accident–related expenses.Medical payments coverage may pay medical expenses related to an auto accident.Underinsured motorist coverage may protect you from drivers who cause an accident and may not have enough insurance to pay for your injuries.Uninsured motorist coverage may help compensate you for your injuries caused by a person driving without insurance.Collision coverage may pay for damage to your car when your car hits, or is hit by another vehicle or other object.Comprehensive coverage may pay for losses resulting from incidents other than collision.Here's an overview to help compare car insurance coverages: See our state car insurance guides for state-specific information. Coverage requirements vary and some coverages are optional. When you compare car insurance rates, make sure you select the same set of coverages for each quote. But what about the terms you encounter when getting an auto insurance quote? What is the difference between uninsured and underinsured motorist coverages? Read on for some tips that can make the comparison process quick and easy. When you're doing a comparison of auto insurance quotes or rates, make sure they're for the same:Ĭomparing car insurance can be a straightforward process once you understand what parts of a quote you need to compare. Driving history for you and any other drivers.Address where the vehicle will be stored.Vehicle Identification Number (VIN) for all vehicles.If you're preparing to get a quote, make sure you have all the accurate and complete information to make the process easier. ![]()
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